Which program provides financial compensation and medical benefits to employees injured in the course of employment?

Which program provides financial compensation and medical benefits to employees injured in the course of employment?

• A. A system that provides payroll processing for hospitals
• B. A system that provides financial compensation and medical benefits to employees injured in the course of employment
• C. A program for funding construction projects
• D. An insurance policy for patients

Answer: (B)

Workers' compensation is a program designed to support employees who are injured on the job. It provides medical treatment and wage-replacement benefits, and it’s usually funded by employers and administered by state agencies. Because it’s a no-fault system, an injured worker receives care and pay without needing to prove the employer was at fault, while the employer gains protection from most lawsuits related to the injury. The other options describe systems that aren’t focused on on-the-job injuries: payroll processing for hospitals handles compensation administration, funding construction projects relates to capital programs, and insurance for patients covers healthcare for non-employment-related needs.

Workers' compensation is a program designed to support employees who are injured on the job. It provides medical treatment and wage-replacement benefits, and it’s usually funded by employers and administered by state agencies. Because it’s a no-fault system, an injured worker receives care and pay without needing to prove the employer was at fault, while the employer gains protection from most lawsuits related to the injury. The other options describe systems that aren’t focused on on-the-job injuries: payroll processing for hospitals handles compensation administration, funding construction projects relates to capital programs, and insurance for patients covers healthcare for non-employment-related needs.